Featured Transactions

At United Structured Finance Company (USFC) our mission is to provide property and small business owners with user-friendly, quick-close financing solutions. Check out some of our recent transactions:

$1.1 Million Term Loan
Business Acquisition

$500,000 Bridge Loan Business and
Real Estate Acquisition

Kalamazoo, Michigan

  • Purchased from bankruptcy trustee
  • 78% business acquisition financing
  • 20-year term and amortization
  • Retained 45 jobs in Michigan
  • Closed within fifteen days of bankruptcy court approval
  • Approved within three days of purchase agreement!

 Rockford, Michigan

  • 114% business acquisition financing including working capital
  • Retained 4 jobs in Michigan
  • Approval four days of intent
  • Closed within twelve days of bank approval!

$2.1 Million Term Loan Business
Acquisition

$1 Million Term Loan Real Estate Acquisition

Western Michigan

  • Multi-unit Fast Food franchise
  • Approved within fourteen days of application
  • Includes $600,000 construction reserve
  • 70 Jobs Retained in Michigan!

Plymouth, Michigan

  • High Tech Manufacturing Company
  • 90% financing
  • Interest rate fixed for 20 years

$1.8 Million Term Loan Auto Accessories Manufacturer  

$286,000 Term Loan Retail Bakery Business Acquisition

Novi, Michigan

  • 93% business acquisition financing
  • 10-year term and amortization
  • Retained 24 jobs in Michigan!
  • Approved within 5 business days of letter of intent
  • Closed within 6 business days of
    bank approval!

Dexter, Michigan

  • 94% loan to value
  • 10-Year fully amortizing mortgage
  • 10% equity injection
  • Closed within 3 business days of
    bank approval!

$555,000 Term Loan Hotel Business Acquisition

$1.155 Million Construction Loan Dental Condominium Development

Tecumseh, Michigan

  • 25-year amortization
  • Only 14% equity injection required
  • 86% loan to value financing

Sylvania, Ohio

  • 90% financing
  • Agreement with SBA to carve out
    non-owner-occupied real estate
  • Included two spec condominium lots

$1.5 Million Restaurant/Pub Business Acquisition

$1.4 Medical Equipment Company Refinance

Dexter, Michigan

  • 200% loan-to-value financing
  • 20-year term & amortization
  • Building and stock purchase

Closed within 7 business days
of SBA approval!

Ann Arbor, Michigan

  • Attorney referral
  • 10-year term & amortization
  • $230,000 cash injection of new working capital

Closed within 5 business days
of SBA approval!

$2.8 Million Apartment Building Refinance

$1.5 Million Childcare Center Startup

Jackson, Michigan

  • Conduit lender refused to renew note
  • $500,000 provided to fund capital improvements and interest reserves
  • Building constructed in 1960

Hartland, Michigan

  • Bridge loan allowed the owner to control the property until construction estimates are finalized
  • 90% permanent financing for $1.5 million project

$1.5 Million Dental/Residential Condominium Construction

$515,000 Startup Spa Franchise

Plymouth, Michigan

  • 110% loan-to-value financing
  • Agreement with SBA to carve our non-owner-occupied real estate
  • Included two spec condos

Birmingham, Michigan

  • Community bank referral
  • 10-year term & amortization
  • Franchise startup
  • 210% loan-to-collateral value

$325,000 Billiard Hall Refinance

$3.8 Million Restaurant Startup

Royal Oak, Michigan

  • Was in workout with another bank
  • 7-year term & amortization
  • Financed well beyond collateral value

Ann Arbor, Michigan

  • 90% loan-to-cost financing
  • 25-year term
  • Ownership structured to fit SBA